The Cost of Marriage

The average cost of getting married now stands at 17,500 and is rising by 10% every year. For most couples seeking financial assistance is a normal constituent when planning a wedding, either traditionally through relatives or friends. But many decide that taking out an unsecured loan is the only way they can successfully fund the big day.

The first costs you incur as soon as you decide to get married will be the charge to give notice that you intend to marry, this will cost around 30.00 per person. But if you think thats cheap then be prepared for the costs to rise. Based on average prices heres what you might expect to pay for your special day. Wedding clothes for Bride, Groom, Best Man and Bridesmaids - 1150, photographer - 750, video of wedding and reception - 600, flowers for the church and reception 160, typical Church marriage fees - 400, wedding rings - 2,000, car hire for wedding and guests - 300 and a three tiered cake 200. You can see why, soon-to-be newly weds, may opt for a loan.

Taking out an unsecured loan can be quick, relatively easy and can now be done online. There is no collateral involved in taking out an unsecured loan and no risk involved to the borrower as there would be with a secured loan on property for example.

Potentially you can get an unsecured loan up to 25,000; depending on your circumstances of course (the lender will take into account your credit history, income and re-payment capability the repayment capability is determined with the help of a mathematical formula called debt-to-income (DTI) ratio the lower the DTI, the greater the amount that you can borrow).

When looking for a loan its always prudent to shop around to get the best deal, and with so many lenders out there you are sure to find a great deal with reasonable monthly payments, and the money you borrow can go towards making the big day very special indeed.

James Quinton is a writer based in the UK. He has had articles published worldwide. Compare loan rates online.

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